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CFT Program

CFT for Insured

CFT program is designed for Insured/policyholders considering them as a end users, as for us hospital is a platform. In CFT program, Insured/policyholder gets a Interest free loan for their hospitalization expenses. Normally they have to repay us within 3 days of claim settlement.

With taking CFT program, Person become a member of our family and we are pledge to stay with them in any situation. Which mean CFT program does not means only Cost Free Treatment but it also means Concern Free Treatment.

CFT Process

• Hospital will refer patient for CFT
• Insured required to sign two documents
• First form will be consent of Claim Handling
• Second Form will be for Interest Free Loan Agreement
• We will pay to Hospital at the time of Discharge
• Insured required to repay us generally after claim settlement

Add on Benefits for Insured

• No Financial Cash Burden
• Zero Documentation for Insured
• Hassle free Pre-Hospitalization Claims
• Hassle free Post-Hospitalization Claims
• Zero Claim follow-up
• Faster Claim Clearance

Primary Requirements

Insured required to provide KYC documents and post dated signed cheque of loan amount.


Insured does not required to pay single rupees for this service.

CFT for Hospital

Generally, Hospital are trying for cashless process but due to some reasons they were not able to get it. So, CFT program will be the right choice for Hospital. As somehow this program is better then cashless facility. With help of CFT program, Hospital will achieve Competitive Advantage in the market.

Also, Due to some reasons, Insured/Patients prefers cashless process and specially Insurance Agents divert the patients to cashless hospital.

Core Benefits

• Zero Documentation for Hospital
• NABH is not required
• Single Contract instead of Multiple MOU
• No pre-fixed Terrif and Package
• No Audit Obligations
• No TPA staff required

Process for Hospital

The initial and one time contract with Hospital is required to start offering program to patients. After that each time hospital will required to inform us for patient and we will sent our staff and start the process.


In our program, No TDS will be deducted and No GST will be levied.

D corporation, a partnership firm registered under the provisions of the partnership act,1932 having a firm registration No. GUJSR106980, has started CFT program with a intension of providing a revolutionary service and we will provide best as this is not even start of our vision So, Wait for the change and enjoy the change.

Dharmik Fofani
Managing Partner

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